Detroit & Ann Arbor Chapter 7 Bankruptcy Lawyer
(800) 978-4788
One of Michigan’s Largest Consumer Bankruptcy Firms Serving the Entire Metro Detroit Area
Get a Fresh Start With a Chapter 7 Bankruptcy Filing!
Serious financial problems can beset anyone. Personal bankruptcies may result from a variety of factors: loss of a job, personal injury or unexpected medical expenses. Unfortunately, even when your income decreases, the bills don’t go away. In fact, they often continue to grow, with late fees and other penalties. The Federal Bankruptcy laws were enacted to provide consumers with a way to get a fresh start.
With offices in Ann Arbor, Dearborn Heights, and Flint, Michigan, Frego & Brodsky, PLC has helped thousands of individuals file Chapter 7 bankruptcies. Our experienced Chapter 7 bankruptcy lawyers guide individuals through bankruptcy liquidations and get them on the road to financial solvency.
Chapter 7 bankruptcy cancels most of your debts; in rare circumstances, you may have to surrender some of your property. Our job is to protect all of your assets, or advise you on other alternatives if we cannot.
Bankruptcy Law Changes
In October, 2005, major changes in Federal Bankruptcy law took effect. The new Bankruptcy law prevented some Chapter 7 bankruptcy liquidations. You will no longer be able to choose between Chapter 7 and Chapter 13. A “means test” will decide which form of debt relief you are allowed to use.
Other provisions require mandatory credit counseling, and we can help with this requirement also. If you are considering Chapter 7 debt liquidation, call us now! Contact Frego & Brodsky, PLC .
Now, more than ever, it is important to use an experienced bankruptcy attorney for your filing. Individuals or companies can file Chapter 7 bankruptcy. Once our lawyers have initiated a bankruptcy filing, creditors are required to stop harassing phone calls, letters, garnishments or lawsuits. It is always the client’s choice to file Chapter 7 bankruptcy in cases where we cannot protect the asset and risk having it liquidated, or we will explore other options available where there is no danger to the asset. Once the Chapter 7 bankruptcy filing is complete, which takes about four months, your debts are discharged and creditors can never come after you again on those debts.
If your financial situation has become unbearable, or you are in need of credit card debt relief, please contact Frego & Brodsky, PLC.
The initial consultation is free and our experienced bankruptcy practitioners will work hard to help you get a fresh start. Our easy payment plans allow clients to pay legal fees during and after the bankruptcy process.
(800) 978-4788
One of Michigan’s Largest Consumer Bankruptcy Firms Serving the Entire Metro Detroit Area
With offices in Dearborn Heights, Ann Arbor, and Flint, Frego & Brodsky, PLC serves the Metro Detroit, Ann Arbor, Flint and the Downriver area.
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